Some day you come to know that rs 10000 has been deducted from your bank account without your consent. How will you respond ? probably You will ring to your bank or will rush to police station to Lodge a complain. And suppose If are planning to go for a trip to your village and between this , inncident took place .How will u feel ?? I know as usually bank will reply "sir/ am we are looking for your issue ,but tranastion is done using your card, U r self responsible for this fraud,wait till our last response ".This kind of fraud could be happened with anyone .What is the inside story in depth .Let's us find the way...
According to NRCB(national crime record bureau) 21,976 cases were registered against cyber crime .Among these cases 80% were against monetary related. An article published in "Indian Express" state that every year indian economy loses 1.8 billion USD through cyber fraud and unfortunately it account 0.46% of India's Gdp. So big amount .How it's possible ??Who is responsible for all this ? To know this all let us explain what is dar web and how it is still unknown to experts and cyber cell...
Darknet- It is a part of www(world wide Web) which is accessible only by using special softwares .Host can receives information but remains untraceable and Anonymous.
The term get coined in 1970.It was a network which was not a part of ARPANET (a network architecture developed for US military operations).They were able to receive the data but didn't respond back in respect of any thread or ping.
Additionally according to the "Telegraph Post" it is found that Only US and Russia has more than 100000 lakh servers .Now you can imagine how much it would be difficult to assume the darkness of darknet.Darknet hackers use different method to commit fraud or to rob a person which may be in the form of -
Phising-Malicious files,software,Emil's or may be queries in form of .TXT to target the user.As user clicks his/her machine get infected ,Hacker got control of the machine.
Skimming-A programmed device installed in POS, at ATM , at Petrol pump to read the card info. Of user.Hacket get access to sensitive information ,like your pin your account no. Etc.
Hacking- So most common method of fraud .Hackers may create a insecure networks or batch files to get access of yours phone or pc.
Website clonning- This is a cheap method ,by creating a website which resembles the trusted one ,like govt websites ,govt institutes ,Hospitals ,etc .As u do any transaction Your money got transact in host account opposite to your consideration.
Now a days fraudulent activities is taking place in modern way like fake apps, through call, Through self detection Of OTP and DDoS.
These were the ways which causes theat to your savings as well as your life .We are technology reliable .We cannot give up our dependency on Tech.Now there are some steps by following this , you can rescale your risk or harm...
1.Use only cell phone network data to access Your account or for any payment.Avoid public open Wi-Fi
2.clear your catche memory of your browser after surfing .So that Your information could not be leaked through ...
3.Do not download third party apps through unknown source
4.Alwys browse over safe networks.Consider only website which has SSL certificate (start with https)
5.Do not share your card details ,Adhar card no ,your bank account no ,your phone no,to some one who is seeking from any financial institutions ( not authorised to do so- usually bank do not ask such info)
6.keep changing your atm pin/ Debit pin at a interval of time .
7.Do not click any unknown links, emails messages, attracting for any offer or offering any discount ,it could be a malware .
8.Secure your pc by using any trusted antivirus .Suppose if something went wrong switch off your pc immediately .
9.Alwys allow update to windows security system.
If accidentally you have met such fraud what to do next...
1.Ring your bank ,Call them to block your card
2.Lodge a complain to your nearest cyber cell ( Every police station has now a cyber cell)
3.You may also approach to cyber security cell of india by clicking on www.cybercrime.gov.in
Hello, my name is Jack Sparrow. I'm a 50 year old self-employed Pirate from the Caribbean.
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